Private money loans for real estate investors are a great way for individuals who have had difficulties qualifying for regular bank loans and those who are self-employed to get their hands on the money that they need to buy a home or invest in commercial property. The advantage of private money loans for real estate investors is that they can be obtained without having to go through the complicated process of securing a conventional loan. The downside to using private money loans for real estate investors is that they require the borrower to offer collateral in order to secure the loan, and this can be a potentially embarrassing experience for those who do not feel comfortable providing their home as collateral.